What is Brex?
Brex is a spend management platform that combines corporate cards, expense management, and business banking for scaling companies. It is known for offering corporate cards without a personal guarantee — a major advantage for startups and fast-growing businesses — and for its AI-powered expense automation that eliminates manual receipt submission entirely.
Key Features
- No personal guarantee — Corporate cards issued based on company financials, not the founder’s personal credit score.
- AI expense automation — Brex AI reads receipts, codes transactions, and submits expense reports without employee input.
- Virtual cards — Instantly issue single-use or recurring virtual cards with specific limits for vendors, subscriptions, or projects.
- Global cards — Multi-currency support with no foreign transaction fees for international travel spend.
- Travel booking — Brex Travel for booking flights, hotels, and car hire with policy enforcement baked in.
- Real-time controls — Set spend limits, lock cards, and adjust permissions instantly without calling a bank.
Who It’s For
Brex is built for startups, scale-ups, and enterprise companies that want modern spend infrastructure. It is particularly strong for companies with significant international travel spend and those frustrated by legacy corporate card programmes.
Pricing
Brex Essentials is free. Brex Premium starts from $12/user/month. Brex Enterprise is custom-priced. No annual fee on the corporate card.
Integrations
QuickBooks, Xero, NetSuite, Sage Intacct, Workday, Rippling, BambooHR, Slack, and major ERP platforms.
