What is Ramp?
Ramp is a finance automation platform that combines corporate cards, expense management, bill payments, and vendor management in a single product. It is designed to save companies money — not just track spending — by proactively identifying savings opportunities, duplicate subscriptions, and unused software licences.
Key Features
- Corporate cards — Physical and virtual cards with per-card spend limits, category restrictions, and real-time transaction alerts.
- Automated expense reports — Transactions are automatically categorised and submitted for approval, eliminating manual expense reports.
- Savings insights — Ramp proactively flags duplicate vendor charges, unused subscriptions, and out-of-contract pricing.
- Bill pay — Pay vendor invoices directly from Ramp with AP automation and multi-level approvals.
- Travel booking — Ramp Travel for booking flights, hotels, and car hire with built-in policy enforcement.
- Real-time reporting — Live dashboards showing all company spend broken down by team, vendor, and category.
Who It’s For
Ramp is particularly well suited to venture-backed startups and fast-growing companies that want to move quickly without losing financial control. Its proactive savings features make it distinctive compared to tools that only track spending after the fact.
Pricing
Ramp is free for core features. Ramp Plus starts from $15/user/month and includes advanced workflows and custom reporting. Ramp Enterprise is custom-priced.
Integrations
QuickBooks, Xero, NetSuite, Sage Intacct, Microsoft Dynamics, Workday, BambooHR, Rippling, Slack, and Zapier.
